Before you start: Plan Your Wedding on a Budget Pretest

About 10 minutes. Not graded. 12 questions, plus 3 quick confidence questions.

This is not a test you pass or fail. It is fine not to know these answers. Many people will not, because you have not taken the course yet. Your answers show your starting point, so at the end you can see how far you came.

Why we ask: it shows what you already know and which ideas are new to you. When you finish the course, you will see your before and after for each skill, so you can see where you grew and what to review.

How sure do you feel?

Rate each line from 1 (not at all sure) to 5 (very sure). There is no right answer.

I can set a wedding number and find how many guests it can hold.

1 2 3 4 5

1 = Not at all sure5 = Very sure

I can check a vendor contract and hold a calm money talk with my partner.

1 2 3 4 5

1 = Not at all sure5 = Very sure

I can pay for a wedding without new debt and know the steps after it.

1 2 3 4 5

1 = Not at all sure5 = Very sure

Questions

1. You are adding up wedding money. Which amount counts?

A. Money set aside for next month's rent and bills B. Savings set aside just for the wedding C. A gift an uncle said he might give you someday

2. A couple has $1,000 saved and can save $500 a month for 6 months. No gifts. What is their full number?

A. $3,000 B. $16,500 C. $4,000

3. A couple's full number is $9,000. They hold back 10%. What do they plan with?

A. $9,900 B. $10,000 C. $8,100

4. Which cost grows with each guest?

A. The fee you pay the officiant B. Drinks at the reception C. The fee for the marriage license

5. A couple plans with $9,000. Fixed costs are $3,000. Each guest costs $50. How many guests fit?

A. 120 B. 180 C. 60

6. The math says 80 guests fit, and Tier A has 60 people. What next?

A. Add Tier B people until you reach 80 B. Cut Tier A to 40 people C. Invite all of Tier B and Tier C right away

7. A contract says "DJ, 4 hours, $800." What is still missing?

A. Nothing, since the price and the hours are both listed B. The DJ's name, the date, and cancel rules C. A list of songs to play

8. Which way to pay a vendor gives you a federal dispute right if the service is not delivered as agreed?

A. A credit card B. A debit card from your bank C. Cash handed over in person

9. What should you do before a money talk, says the CFPB tool?

A. Wait until a fight starts, then talk B. Decide everything alone first, then tell your partner C. Set a goal and share an agenda

10. What does the FDIC suggest couples share before combining money?

A. Accounts, budget, debts, and credit B. Only the stores they like to shop at most C. Nothing until after the wedding

11. How can you use a card for a deposit and still owe no interest on it?

A. Pay the minimum amount on time B. Use the card only once a month for big costs C. Pay the full balance by the due date

12. After the wedding, how soon does the IRS say to give your employer a new Form W-4?

A. Only if you move B. Within 10 days C. Within 1 year

Save my starting point

Next up

Go to Lesson 1: Set your number before you shop.

This self check is not graded. BMU compares it with your first Posttest to see how much the course helped.