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Course Catalog / BMU 020 / Lesson 3 of 5

BMU 020

Lesson 3: Estimate before you pay

About 12 minutes, plus 15 minutes for your action step

Professor Hoot, the BMU owl, thinking

Halfway review

1. How do you find a unit price?

See the answer

Price divided by size.

2. How do you find 10 percent?

See the answer

Move the decimal one place left.

3. What is a sale price?

See the answer

The price minus the discount.

Why this matters

It is hard to know the total until the cashier tells you. A quick estimate helps you stay on budget and spot mistakes.

In this lesson you will round prices, keep a running total, and check your receipt.

Start with what you already do

You already round. When something costs $9.99, you think of it as $10.

Common belief: Store prices are always right, so I do not need to check.

What is actually true: Errors happen. NIST says a store fails a price check when more than 2 percent of the prices checked do not match what is charged.

In this lesson you will

  • Round prices to the nearest dollar
  • Keep a running total as you shop
  • Check a receipt and know who to ask for help

Key words

estimate
A close guess you can work out fast.
round
Change a number to a close, easy number, like $4.89 to $5.
running total
A sum you add to each time you pick something up.

Round each price

Look at the cents. If they are 50 or more, round up to the next dollar. If they are less than 50, round down.

PriceRounded
$2.89$3
$4.25$4
$1.50$2
$6.79$7
$3.10$3

Add the rounded prices: 3 plus 4 plus 2 plus 7 plus 3 is about $19. The real total is $18.53. The estimate is close.

Keep a running total

Add each item as you put it in the cart. You can do it in your head or on your phone calculator. Some people write it on the shopping list. If tax applies where you live, add a little extra to your estimate.

Check the receipt

If the store will not fix it

NIST says to contact your state weights and measures office about an overcharge. Each state has one. They check that the price on the shelf is the price you pay. NIST also says the FTC covers most pricing practices, and every state has rules against wrong prices.

Estimate before you payRound each price, keep a running total, add a little for tax, check the receipt, and ask the store to fix errors. If they will not, contact your state weights and measures office.Estimate before you payRound, add, check.1Round each price50 cents or more rounds up.2Keep a running totalAdd as you shop.3Add a little for taxIf tax applies where youlive.Check the receiptDoubles, wrong prices, missingsales.Ask for a fixThen your state weights andmeasures office.
A close guess keeps you on budget.
Text version of this figure

Estimate before you pay. Round, add, check.

  1. Step 1, Round each price: 50 cents or more rounds up.
  2. Step 2, Keep a running total: Add as you shop.
  3. Step 3, Add a little for tax: If tax applies where you live.
  4. Check the receipt: Doubles, wrong prices, missing sales.
  5. Ask for a fix: Then your state weights and measures office.

Source: NIST Price Verification FAQs (Oct 29, 2026).

Worked example: Sam's grocery run

Sam has $25 for groceries.

  • He rounds each item as he shops: $3, $4, $2, $7, and $3.
  • His running total is about $19.
  • He adds about $1 for tax on some items. He estimates about $20.
  • At the register the total is $19.44. On the receipt he sees the soap rang up twice. He asks, and the cashier takes it off.

Sam is a made up example.

Practice: Estimate, then check

Round each price to the nearest dollar and add. Then check the receipt. All prices are made up.

  1. Your cart: $1.99, $5.49, $3.50, and $0.89. About how much?
  2. The receipt shows $3.50 two times, but you bought one. What do you do?
  3. Your estimate is $12, but the total is $21. What do you do?
Check your practice: feedback
  1. $2 + $5 + $4 + $1 is about $12. The real total is $11.87.
  2. Ask the cashier to fix it before you leave. Point to the line.
  3. Check each line. A big gap means a wrong price, a double scan, or a missed sale.

Common mistakes

Try it: Estimate your next trip

Pick your scenario:

  • I shop with a list
  • I shop without a list
  • I shop online

Support level: partial. Use the rounding table as your model.

  1. Write your shopping list.
  2. Round each price as you shop.
  3. Keep a running total.
  4. Write your estimate before you pay.
  5. Compare it with the receipt and check for errors.

Do it by: on your next shopping trip

Reflect

How close do you think your estimate will be?

Private and optional. Write in a notebook or just think it through.

Check your understanding

Take it as many times as you like. Pick an answer, then open the feedback.

1. Round $5.79 to the nearest dollar.

  1. $5
  2. $6
  3. $5.80
See the answer and feedback

B is correct. Yes. 79 cents is 50 or more, so round up.

A: 79 cents rounds up. Review Round each price.

C: That is to the nearest 10 cents. Review Round each price.

2. You round three prices to $3, $4, and $2. What is your estimate?

  1. $9
  2. $7
  3. $12
See the answer and feedback

A is correct. Yes. 3 plus 4 plus 2 is 9.

B: Add all three. Review Round each price.

C: Check your adding. Review Round each price.

3. A store will not fix an overcharge. Who can you contact?

  1. Your bank
  2. The company that made the product
  3. The state office that checks prices and scales
See the answer and feedback

C is correct. Yes. Your state weights and measures office.

A: Your bank cannot check store prices. Call your state weights and measures office. Review If the store will not fix it.

B: The maker does not set the store's price. Call your state weights and measures office. Review If the store will not fix it.

Takeaway: estimate and check

  • Round to the nearest dollar and add
  • Compare your estimate to the total
  • A big gap means check each line
  • Ask for a fix before you leave

Recap

  • Round 50 cents or more up, less than 50 down.
  • Keep a running total as you shop.
  • Add a little for tax.
  • Check the receipt and ask for a fix.

You now have: an estimate for your next shopping trip and a receipt check.

Next up

Next you will read a pay stub line by line. Go to Lesson 4: Your pay stub, line by line.

Professor Hoot pointing to the Mark complete button

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