Money Basics: Budget, Bank and Save

Media coming soon. Audio and video for this course are on the way. The full course is here as text today.

What you will be able to do

• Track spending for 7 days, list monthly income and bills, and find what is left over or short.
• Sort spending into needs and wants and choose one change with a weekly amount.
• Compare a bank or credit union account with check cashing and prepaid cards on fees and deposit insurance.
• Set a starter emergency fund goal with a weekly amount, an automatic transfer plan, and rules for use.
• Name free tax filing options (VITA, TCE, IRS Free File) and finish a one month money plan with one change, a savings goal, and one free help source.

Syllabus

Read the full course syllabus: outcomes, schedule, time, tests and how to get help.

Before you start: take the pretest (10 min, not graded) to see your starting point.

1. Where does the money go? Track one week12 min
2. Build the budget12 min
3. Banks, credit unions, and fees14 min
4. Start an emergency fund13 min
5. Free tax help and your money plan16 min

After the wrap up: take the posttest (10 min). Pass at 80% to unlock your certificate, then answer an optional 2 minute survey.